Baby Boomers: Do You Have a Travel System?

Do you have a travel system?

Every time my husband and I go on a cruise, we bring out the packing list just a few days before the trip and start packing, just like most people do. After packing all our bags, the big day comes and we start our trip. But, unlike many others, we have a travel-system that serves us well, particularly on leaving day. Do you?

Pretty flowers in Jamaica today

Pretty flowers in Jamaica today

What I mean by a travel system is that I first make a list of the things that are of the most important to us. Things that either we could not do without, or that would ruin our trip if we forgot. For example:

I make sure our home coffee maker, which is a restaurant model and keeps the water hot all the time, is emptied and turned upside down in our kitchen sink. Why? Because if we left it on and didn’t fill it with water, as in making coffee, the water would evaporate quickly, expose the heating coils, and potentially start a fire. Coming home to a pile of ashes is truly not in our plans.

I check to make sure the heater or air conditioner is only set to keep our house at a tolerable level – 85 during the summer and 55 in the winter. This will keep all systems working, but there’s really no reason to keep it at normal living temperature while we are gone.

I make sure that our water heater is set to low so that it doesn’t waste a lot of gas heating water that will be unused, but it will be quick and easy to heat up a tank full of water as soon as we arrive home.

Secondly, once these items are cleared and it’s time to get in the car, I back out of the garage and start asking questions (to both myself and my husband.) Where is your passport? Where are the cruise tickets, parking and hotel tickets? Where is the copy of the travel insurance? How much money is in our wallets? Where are our credit cards? Where are our medicines? Are our cell phones, computers and tablets in the car? The wrong answer to any of these questions necessitates a quick trip back into the house (and has done so more than once.) The best part of all this, while seeming a bit tedious at the time, is that it has saved us many a long return trip to the house, because with important items like medications, we literally could not complete the trip without them.

One would think that this would protect us from forgetting things, but what it actually does is keep us from forgetting things that are absolutely essential. Invariably, once we are actually on a trip, we do discover that this or that small thing was forgotten, despite all our precautions, but always, they are small things, and our trip continues without major trauma. For example, just two days ago, as we were about to disembark in Cozumel, we noticed that the umbrella we so carefully noted was “with us” on the floorboard of the car…was still on the floorboard of the car, safely parked in Galveston.

And so it goes….

So, do you have a travel system? If you do and you can improve on ours – or just have a different one – we would love to hear about it, so maybe we can improve and refine ours as we go.

Posted in Travel | Leave a comment

Baby Boomer News of the Week: Hallowe’en edition

News for Baby Boomers Hallowe’en edition!  News of Sandy has pretty much dominated the news this week, and rightly so.  The subways of New York are going to be a thorn in the side of many, including baby boomers.  And in the rest of the country, we find other interesting news as well.  Read on!

I cover personal finance for baby boomers – Dependence On Subways Cripples New Yorkers – Forbes ago

Most Read on Forbes. Who Just Made a Billion Dollars. Dependence On Subways Cripples New Yorkers. Depending on where they live, New York City residents have been affected very differently by hurricane Sandy, as I wrote here.

As Baby Boomers Age in Place, They Will – Housing Perspectives


A previous post pointed out that baby boomers will continue to control a large segment of the housing stock nationally, that they have low mobility rates, and that they have continued to impro

Message To Baby Boomers: Get Off The Couch. Change The World – Forbes

ForbesMessage To Baby Boomers: Get Off The Couch. Change The WorldForbesMessage To Baby Boomers: Get Off The Couch. Change The World.

Baby boomers risk “retirement stress” by looking to houses as nest eggs: BMO … – Toronto Star

Financial Post (blog)Baby boomers risk “retirement stress” by looking to houses as nest eggs: BMO …Toronto StarThat nest-egg notion of home ownership could create a new kind of “retirement stress” among baby boomers who’ve largely abandoned the con …

Posted in Finances, Introduction, Relationships, Retirement | Tagged , , , , | Leave a comment

Baby Boomer News of the Week October 15th Edition

Sometimes I have to remind myself how old I am.  Do you?  This quote struck my fancy today, because I certainly qualify in the wrinkles department!

“Wrinkles should merely indicate where the smiles have been.”
Mark Twain

And here’s your Baby Boomer news for the week!

Fox Business warns us not to be a target and learn to  fight back at those scammers.   Apparently they are coming out of the woodwork these days.

Speaking of fighting back, are you tired of being thought of as a tech novice?  I know I am.  Even though I was fully grown and then some before ever sitting down at a computer, that’s how I earn my living these days!  Yes, boomers can learn!   Larry Magid  of Forbes is on our side in this fight, and tells advertisers not to treat us like dummies.

In fact, many “Techno-Boomers” are living in the online landscape these days, and are still  doing their share of buying online as well.  So, don’t just think of techies and computer geeks as scruffy kids, sometimes techies-r-us!   ReadWriteWeb explains the story.

Find  five ways to cover medical needs in retirement, from Detroit Free Press.

You should know better, but just in case you don’t, you really shouldn’t be getting a reverse mortgage.  The New York Times tells you why!

Looks like our retirement isn’t going to be the same as what our parents faced.  Good thing, or bad?  Find out at Your Money Matters/Fox Business.

Those of us who still have any money left, can head on over to to read all about “inspired interiors.”  I’ll take one of those!  Actually,  two would be nicer!  They are made for folks who might have a few challenges getting into and out of tubs, but oh, my are they ever gorgeous!

Have a great week!

Posted in Finances, Health, Introduction, Retirement | Tagged , , , , | Leave a comment